Ill Health Retirement Medical Assessment

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Are you struggling with a health condition that's preventing you from continuing your work? Our private clinic offers early ill-health retirement medical assessments designed to help you secure the retirement you deserve.

With our experienced medical professionals and comprehensive assessment process, we're committed to providing you with the support and guidance you need to navigate the complexities of ill-health retirement.

No waiting lists and no referrals are required. Simply book an appointment at a time that suits you, often within the same or the next day, subject to availability. Let us help you achieve a peaceful and fulfilling retirement.

Your Path to a Peaceful Retirement

When applying for ill health retirement, your pension scheme will likely have specific medical criteria to determine eligibility. These criteria are designed to ensure that the retirement is due to a genuine health condition that prevents you from continuing your work.

Our private clinic specialises in providing comprehensive occupational health assessments that meet the stringent requirements of various pension schemes. Our experienced medical professionals are well-versed in the latest medical guidelines and can provide accurate and impartial assessments.

Points to Consider Before Making an Application

Before applying for ill-health retirement, it's essential to gather the necessary information and documentation. This may include:

  • Medical Records: Collect any relevant medical reports, test results, and treatment plans.
  • Work History: Prepare a detailed account of your work duties, any accommodations that have been made, and the impact of your health condition on your ability to perform your job.
  • Pension Scheme Rules: Review the specific medical criteria and eligibility requirements of your pension scheme.

Our Ill Health Retirement Medical Assessments

Our occupational health experts will first need to establish that the qualifying conditions have been met. We appreciate that these assessments can often lead to difficult and sometimes upsetting conversations regarding your medical history and diagnosed condition, and the subject will be broached with care and compassion.

Ill Health Retirement Criteria 

Qualifying conditions tend to include:

  • Physical or Mental Impairment: This includes conditions that significantly limit your ability to perform your job duties
  • Chronic Illness: Long-term conditions that have a severe impact on your health and well-being
  • Terminal Illness: A condition that is expected to result in death within a short period

Your pension scheme may also come with its own specific criteria for ill-health retirement. We can help you understand the terms of your eligibility and assess if you meet the requirements.

Common factors that are considered include:

  • Severity: The impact of your health condition on your daily life and ability to work
  • Prognosis: The likelihood of improvement or deterioration in your condition
  • Treatment Options: The availability and effectiveness of treatment options

Pricing

Ill health retirement medical

£300

60 minutes

Applying for Ill Health Retirement

The application process for ill health retirement typically involves the following steps:

  1. Inform Your Employer: Notify your employer of your intention to apply for ill-health retirement and provide any necessary documentation
  2. Medical Assessment: Your employer may request that you undergo a medical assessment to determine your eligibility
  3. Pension Scheme Review: Your pension scheme will review your application and medical evidence to assess your eligibility

The Ill Health Retirement Form

The ill health retirement form will require you to provide detailed information about your:

  • Medical History: Including any previous illnesses, injuries, or surgeries
  • Current Symptoms: A description of your symptoms and their impact on your daily life
  • Treatment History: Any medications, therapies, or surgeries you have undergone
  • Work History: Details about your job duties, any accommodations that have been made, and the impact of your health condition on your ability to work

What If I Discover I am Terminally Ill?

If you are diagnosed with a terminal illness, it is important to report this to your employer and pension scheme as soon as possible. This will allow for faster processing of your ill-health retirement application and may enable you to access any additional benefits or support services that may be available.

Our private clinic is committed to providing compassionate and comprehensive care to individuals considering ill-health retirement. We understand the emotional and practical challenges you may be facing and are here to support you throughout the process.

Who Does Your Ill Health Retirement Assessments?

Our private clinic is staffed by highly qualified medical professionals who are experienced in conducting ill-health retirement assessments. Our doctors and specialists work closely with occupational health consultants and pension scheme administrators to ensure that the assessment process is fair, accurate, and efficient.

Meet Our Team

Dr Navraj Kular

Dr Kular is a qualified GP and occupational health specialist with a passion for creating healthier workplaces. He graduated from Imperial College Medical School with distinction and has a strong background in both clinical practice and healthcare management. With expertise in workplace injuries, risk assessments, and wellness programs, Dr Kular is committed to improving employee health and productivity.

Why Choose Us?

When facing the challenges of ill health and the decision to retire early, you need a medical provider that understands your unique situation. Our team is dedicated to providing compassionate care and support throughout your journey. We're committed to helping you navigate the complexities of ill-health retirement medical assessments with empathy and understanding.

Choose us and benefit from:

  • Specialised Expertise: Our team of highly qualified medical professionals has a deep understanding of work-related health issues, ensuring accurate diagnoses and effective treatment plans.
  • Convenient Scheduling: Avoid lengthy waiting times with our same-day or next-day appointments (subject to availability), ensuring timely access to care.
  • Comprehensive Assessments: We will carry out a thorough investigation into your difficulties to see if you can qualify for early retirement, helping you to gain the support and care you need.
  • State-of-the-Art Facilities: Our modern facilities are equipped with the latest technology to deliver the highest quality care and ensure compliance with ill-health regulations in relation to early retirement.

Choose us for reliable, expert ill-health retirement medical assessments that prioritise your health and safety.

What Our Patients Say About Us

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Great, professional service as always at Midland Health.

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Thank you Dr Rupa Parmar you have been an amazing attentive person and I feel comfortable to discuss matters with you in your clinic and feel you are very knowledgeable and can provide solutions for my needs that I’ve come...

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I recently attended Midland Health for a full Health Assessment/Medical Examination required for work purposes, and I couldn't be more impressed with the service I received.Dr. Pav Dhesi (GP) was fantastic—she was attentive, thorough, and took the time to listen...

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Our Occupational Health Clinic in Birmingham

Our Early Ill Health Retirement Medical Clinic in Birmingham offers convenient and comprehensive health assessments tailored to your needs. Our team of experienced occupational health professionals is dedicated to providing top-notch care.

Located in Edgbaston, our clinic is easily accessible from the city centre. You can find us a short drive from the A456 or a pleasant 15-minute walk from Five Ways Train Station.

FAQ

Your employment rights during an ill-health retirement assessment depend on your employer's policies and procedures. In general, you may be entitled to continue working while the assessment is underway. However, it is important to discuss your specific situation with your employer and consult with a legal professional if you have any concerns.

If your employment is terminated before the ill health retirement assessment is completed, you may still be able to apply for ill health retirement. In some cases, your employer may be required to continue paying your salary or providing other benefits while the application is being processed. However, this will depend on the specific circumstances of your case.

Your employer generally cannot refuse or stop a referral for an ill-health retirement assessment if you meet the eligibility criteria. However, there may be exceptional circumstances where a referral can be delayed or stopped. If you believe that your employer is unfairly preventing you from applying for ill-health retirement, you may want to consult with a legal professional.

Once your application is sent to the Scheme Medical Adviser, they will review your medical records and any other relevant information. The Scheme Medical Adviser may also request additional medical assessments or consultations. If necessary, you may be asked to attend a medical examination or provide further documentation.

The Scheme Medical Adviser will prepare a comprehensive assessment report outlining their findings and recommendations. This report will be sent to your employer and pension scheme administrator.

If the Scheme Medical Adviser does not support your application for ill-health retirement, you may have the right to appeal the decision. You should discuss this with your employer and consult with a legal professional to understand your options.

If you disagree with the Scheme Medical Adviser's assessment, you may be able to appeal the decision. The appeal process will vary depending on your pension scheme. You should consult with your employer or pension scheme administrator for specific instructions.

To apply for an EPPA medical assessment, you will need to provide your pension scheme with a medical report from a qualified healthcare professional confirming your terminal illness diagnosis. The specific requirements may vary depending on your pension scheme.

If you have a query about any aspect of the ill-health retirement process, you should first contact your employer or pension scheme administrator. They will be able to provide you with information and assistance.

If you are dissatisfied with the handling of your ill-health retirement application or any other aspect of the process, you may have the right to make a complaint. The complaints process will vary depending on your employer and pension scheme.

Here are some general steps you may need to follow:

  1. Contact your employer or pension scheme administrator: Explain your concerns and request a formal complaint procedure.
  2. Provide details of your complaint: Clearly state the nature of your complaint and any supporting evidence.
  3. Investigation: Your employer or pension scheme will investigate your complaint and provide you with a response.
  4. Appeal: If you are not satisfied with the response to your complaint, you may have the right to appeal the decision.

If you cannot resolve your complaint through your employer or pension scheme, you may be able to escalate the matter to an external ombudsman or regulator. The specific ombudsman or regulator will depend on your pension scheme.

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